The Patriot Files Forums - calculate health care reform proposals for yourself

Health Reform Subsidy Calculator -- Premium Assistance for Coverage in Exchanges/Gateways

http://healthreform.kff.org/SubsidyCalculator.aspx

This tool illustrates premiums and government assistance under the types of reform proposals being considered in Congress for people under age 65 who purchase coverage on their own in an Exchange or Gateway and are not covered through their employer, Medicare or Medicaid. While the proposals considered would not take effect until 2013, the results are presented in terms of 2009 premium and income levels to enable better comparisons to current circumstances. The tool allows the user to start with the provisions from one of several proposals and examine the impact at different income levels. Advanced settings allow users to change assumptions to show the effect of different policy choices.

A few caveats:

Specific subsidies for cost sharing and what people might pay out-of-pocket for deductibles and coinsurance are not illustrated on the calculator.
In many cases coverage will be more comprehensive and accessible than what is typically available today in the non-group market, so premiums cannot easily be compared to what people buying insurance on their own are now paying.
The calculator does not apply to people with coverage available through an employer, where the firm is generally paying for a substantial portion of the insurance premium.

<TABLE id=inputTable><TBODY><TR><TD>Choose a proposal </TD><TD><SELECT id=proposalSelect tabIndex=1 onchange=proposalChange(); name=proposalSelect> <OPTION selected value="">Choose a proposal</OPTION> <OPTION value=House_WM>House Ways and Means/Education and Labor Committees</OPTION> <OPTION value=House_EC>House Energy and Commerce Committee</OPTION> <OPTION value=Senate_HELP>Senate HELP Committee</OPTION> <OPTION value=Senate_Baucus>Senate Finance Committee (Baucus)</OPTION></SELECT> </TD></TR><TR align=left><TD>Enter income as: </TD><TD><INPUT style="BACKGROUND: #bdcadd" class=nonTextInput onclick="recalc_onclick('Income_type_number')" value=1 CHECKED type=radio name=Income_type_number>Dollars</INPUT> <INPUT style="BACKGROUND: #bdcadd" class=nonTextInput onclick="recalc_onclick('Income_type_number')" value=2 type=radio name=Income_type_number>% of poverty</INPUT> </TD></TR><TR><TD>Enter annual income here: </TD><TD><INPUT onblur="checkForPositiveNumber(this);this.value=ee displayFloatNDTh(eeparseFloatTh(this.value),0);rec alc_onclick('Entered_income')" id=Entered_income class=ee131 onfocus=saveValue(this) tabIndex=2 name=Entered_income> <INPUT style="BORDER-BOTTOM: 0px; TEXT-ALIGN: left; BORDER-LEFT: 0px; BACKGROUND: #bdcadd; BORDER-TOP: 0px; BORDER-RIGHT: 0px" id=Entered_income_type class=ee109 readOnly name=Entered_income_type> </TD><TR style="DISPLAY: none" id=convertedIncome><TD></TD><TD align=right>Or, <INPUT style="BORDER-BOTTOM: 0px; TEXT-ALIGN: right; BORDER-LEFT: 0px; PADDING-BOTTOM: 2px; PADDING-LEFT: 1px; WIDTH: 60px; PADDING-RIGHT: 1px; BACKGROUND: #bdcadd; BORDER-TOP: 0px; BORDER-RIGHT: 0px; PADDING-TOP: 2px" id=Converted_income class=ee134 readOnly name=Converted_income> <INPUT style="BORDER-BOTTOM: 0px; TEXT-ALIGN: left; BORDER-LEFT: 0px; PADDING-BOTTOM: 2px; PADDING-LEFT: 1px; WIDTH: 120px; PADDING-RIGHT: 1px; BACKGROUND: #bdcadd; BORDER-TOP: 0px; BORDER-RIGHT: 0px; PADDING-TOP: 2px" id=Converted_income_type class=ee109 readOnly name=Converted_income_type> </TD></TR><TR><TD>Enter age of policyholder here (19-64): </TD><TD><INPUT onblur="checkAge(this);this.value=eedisplayFloatND (eeparseFloat(this.value),0);recalc_onclick('Enter ed_age')" id=Entered_age class=ee131 onfocus=saveValue(this) tabIndex=3 name=Entered_age> </TD></TR><TR><TD>Choose family type here: </TD><TD><SELECT id=Entered_family_type class=ee131 tabIndex=4 onchange="recalc_onclick('Entered_family_type')" name=Entered_family_type> <OPTION selected value="Single adult">Single adult</OPTION> <OPTION value="Family of 4">Family of 4</OPTION></SELECT> </TD></TR><TR><TD>Is employer coverage available? </TD><TD><SELECT id=p1F22 class=ee131 tabIndex=5 onchange="toggleResultsOnOff();recalc_onclick('p1F 22')" name=p1F22> <OPTION value=Yes>Yes</OPTION> <OPTION selected value=No>No</OPTION></SELECT> </TD></TR><TR style="DISPLAY: none" class=hideStart><TD>Regional cost factor: </TD><TD><SELECT id=Entered_region onchange="recalc_onclick('Entered_region')" name=Entered_region> <OPTION value="Higher cost area">Higher cost area</OPTION> <OPTION selected value="Medium cost area">Medium cost area</OPTION> <OPTION value="Lower cost area">Lower cost area</OPTION></SELECT> </TD></TR><TR style="DISPLAY: none" class=hideStart><TD colSpan=2></TD></TR></TBODY></TABLE>

<TABLE id=outputTable><TBODY><TR><TD colSpan=2><TEXTAREA style="BORDER-BOTTOM: rgb(0,0,0) 0px solid; BORDER-LEFT: rgb(0,0,0) 0px solid; WIDTH: 350px; OVERFLOW: hidden; BORDER-TOP: rgb(0,0,0) 0px solid; BORDER-RIGHT: rgb(0,0,0) 0px solid" id=p1I16 class=ee129 tabIndex=-1 rows=7 readOnly name=p1I16 type="text">""</TEXTAREA> </TD></TR><TR class=resulttr><TD>Actual annual plan premium: </TD><TD><INPUT id=Adjusted_premium class=ee134 readOnly name=Adjusted_premium> </TD></TR><TR class=resulttr><TD>(age factor = <INPUT id=Age_factor class=ee134 readOnly name=Age_factor>) </TD></TR><TR class=resulttr><TD>Cap on premium as % of income: </TD><TD><INPUT id=Person_subsidy_cap class=ee134 readOnly name=Person_subsidy_cap> </TD></TR><TR class=resulttr><TD>Person/family premium payment: </TD><TD><INPUT id=Family_premium class=ee134 readOnly name=Family_premium> </TD></TR><TR class=resulttr><TD>% of total premium paid by person/family: </TD><TD><INPUT id=Percent_paid_family class=ee134 readOnly name=Percent_paid_family> </TD></TR><TR class=resulttr><TD>Person/family payment as % of income: </TD><TD><INPUT id=payment_percent_income class=ee134 readOnly name=payment_percent_income> </TD></TR><TR class=resulttr><TD>Government subsidy: </TD><TD><INPUT id=Government_subsidy class=ee134 readOnly name=Government_subsidy> </TD></TR><TR class=baucusresults><TD>Could the person/family pay less for a less comprehenisve plan? </TD><TD><INPUT id=p1M32 class=ee134 readOnly name=p1M32> </TD></TR><TR class=baucusresults><TD><INPUT id=p1I33 class=ee134 readOnly name=p1I33> </TD><TD><INPUT id=p1M33 class=ee134 readOnly name=p1M33> </TD></TR><TR class=baucusresults><TD><INPUT id=p1I34 class=ee134 readOnly name=p1I34> </TD><TD><INPUT id=p1M34 class=ee134 readOnly name=p1M34> </TD></TR></TBODY></TABLE>
Click here for tables showing results by income and age

<TABLE width=434><COLGROUP><COL width=62><COL width=62><COL width=62><COL width=62><COL width=62><COL width=62><COL width=62><TBODY><TR style="HEIGHT: 14pt"><TD id=tablesTitle class=ee110 colSpan=3>Senate Help Committee </TD><TD class=ee139 colSpan=3>Tables by Income and Age </TD><TD class=ee126> </TD><TD class=ee126> </TD><TD class=ee126> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 12pt"><TD class=ee107> </TD><TD class=ee126 colSpan=5> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee113 colSpan=3>What the Person/Family Pays </TD><TD class=ee126 colSpan=3> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee121> </TD><TD class=ee142>20 </TD><TD class=ee142>30 </TD><TD class=ee142>40 </TD><TD class=ee142>50 </TD><TD class=ee142>60 </TD><TD class=ee121> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>100% </TD><TD class=ee124><INPUT id=p3B5 class=ee125 tabIndex=-1 readOnly name=p3B5> </TD><TD class=ee124><INPUT id=p3C5 class=ee125 tabIndex=-1 readOnly name=p3C5> </TD><TD class=ee124><INPUT id=p3D5 class=ee125 tabIndex=-1 readOnly name=p3D5> </TD><TD class=ee124><INPUT id=p3E5 class=ee125 tabIndex=-1 readOnly name=p3E5> </TD><TD class=ee124><INPUT id=p3F5 class=ee125 tabIndex=-1 readOnly name=p3F5> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>125% </TD><TD class=ee124><INPUT id=p3B6 class=ee125 tabIndex=-1 readOnly name=p3B6> </TD><TD class=ee124><INPUT id=p3C6 class=ee125 tabIndex=-1 readOnly name=p3C6> </TD><TD class=ee124><INPUT id=p3D6 class=ee125 tabIndex=-1 readOnly name=p3D6> </TD><TD class=ee124><INPUT id=p3E6 class=ee125 tabIndex=-1 readOnly name=p3E6> </TD><TD class=ee124><INPUT id=p3F6 class=ee125 tabIndex=-1 readOnly name=p3F6> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>150% </TD><TD class=ee124><INPUT id=p3B7 class=ee125 tabIndex=-1 readOnly name=p3B7> </TD><TD class=ee124><INPUT id=p3C7 class=ee125 tabIndex=-1 readOnly name=p3C7> </TD><TD class=ee124><INPUT id=p3D7 class=ee125 tabIndex=-1 readOnly name=p3D7> </TD><TD class=ee124><INPUT id=p3E7 class=ee125 tabIndex=-1 readOnly name=p3E7> </TD><TD class=ee124><INPUT id=p3F7 class=ee125 tabIndex=-1 readOnly name=p3F7> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>175% </TD><TD class=ee124><INPUT id=p3B8 class=ee125 tabIndex=-1 readOnly name=p3B8> </TD><TD class=ee124><INPUT id=p3C8 class=ee125 tabIndex=-1 readOnly name=p3C8> </TD><TD class=ee124><INPUT id=p3D8 class=ee125 tabIndex=-1 readOnly name=p3D8> </TD><TD class=ee124><INPUT id=p3E8 class=ee125 tabIndex=-1 readOnly name=p3E8> </TD><TD class=ee124><INPUT id=p3F8 class=ee125 tabIndex=-1 readOnly name=p3F8> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>200% </TD><TD class=ee124><INPUT id=p3B9 class=ee125 tabIndex=-1 readOnly name=p3B9> </TD><TD class=ee124><INPUT id=p3C9 class=ee125 tabIndex=-1 readOnly name=p3C9> </TD><TD class=ee124><INPUT id=p3D9 class=ee125 tabIndex=-1 readOnly name=p3D9> </TD><TD class=ee124><INPUT id=p3E9 class=ee125 tabIndex=-1 readOnly name=p3E9> </TD><TD class=ee124><INPUT id=p3F9 class=ee125 tabIndex=-1 readOnly name=p3F9> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>225% </TD><TD class=ee124><INPUT id=p3B10 class=ee125 tabIndex=-1 readOnly name=p3B10> </TD><TD class=ee124><INPUT id=p3C10 class=ee125 tabIndex=-1 readOnly name=p3C10> </TD><TD class=ee124><INPUT id=p3D10 class=ee125 tabIndex=-1 readOnly name=p3D10> </TD><TD class=ee124><INPUT id=p3E10 class=ee125 tabIndex=-1 readOnly name=p3E10> </TD><TD class=ee124><INPUT id=p3F10 class=ee125 tabIndex=-1 readOnly name=p3F10> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>250% </TD><TD class=ee124><INPUT id=p3B11 class=ee125 tabIndex=-1 readOnly name=p3B11> </TD><TD class=ee124><INPUT id=p3C11 class=ee125 tabIndex=-1 readOnly name=p3C11> </TD><TD class=ee124><INPUT id=p3D11 class=ee125 tabIndex=-1 readOnly name=p3D11> </TD><TD class=ee124><INPUT id=p3E11 class=ee125 tabIndex=-1 readOnly name=p3E11> </TD><TD class=ee124><INPUT id=p3F11 class=ee125 tabIndex=-1 readOnly name=p3F11> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>275% </TD><TD class=ee124><INPUT id=p3B12 class=ee125 tabIndex=-1 readOnly name=p3B12> </TD><TD class=ee124><INPUT id=p3C12 class=ee125 tabIndex=-1 readOnly name=p3C12> </TD><TD class=ee124><INPUT id=p3D12 class=ee125 tabIndex=-1 readOnly name=p3D12> </TD><TD class=ee124><INPUT id=p3E12 class=ee125 tabIndex=-1 readOnly name=p3E12> </TD><TD class=ee124><INPUT id=p3F12 class=ee125 tabIndex=-1 readOnly name=p3F12> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>300% </TD><TD class=ee124><INPUT id=p3B13 class=ee125 tabIndex=-1 readOnly name=p3B13> </TD><TD class=ee124><INPUT id=p3C13 class=ee125 tabIndex=-1 readOnly name=p3C13> </TD><TD class=ee124><INPUT id=p3D13 class=ee125 tabIndex=-1 readOnly name=p3D13> </TD><TD class=ee124><INPUT id=p3E13 class=ee125 tabIndex=-1 readOnly name=p3E13> </TD><TD class=ee124><INPUT id=p3F13 class=ee125 tabIndex=-1 readOnly name=p3F13> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>325% </TD><TD class=ee124><INPUT id=p3B14 class=ee125 tabIndex=-1 readOnly name=p3B14> </TD><TD class=ee124><INPUT id=p3C14 class=ee125 tabIndex=-1 readOnly name=p3C14> </TD><TD class=ee124><INPUT id=p3D14 class=ee125 tabIndex=-1 readOnly name=p3D14> </TD><TD class=ee124><INPUT id=p3E14 class=ee125 tabIndex=-1 readOnly name=p3E14> </TD><TD class=ee124><INPUT id=p3F14 class=ee125 tabIndex=-1 readOnly name=p3F14> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>350% </TD><TD class=ee124><INPUT id=p3B15 class=ee125 tabIndex=-1 readOnly name=p3B15> </TD><TD class=ee124><INPUT id=p3C15 class=ee125 tabIndex=-1 readOnly name=p3C15> </TD><TD class=ee124><INPUT id=p3D15 class=ee125 tabIndex=-1 readOnly name=p3D15> </TD><TD class=ee124><INPUT id=p3E15 class=ee125 tabIndex=-1 readOnly name=p3E15> </TD><TD class=ee124><INPUT id=p3F15 class=ee125 tabIndex=-1 readOnly name=p3F15> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>375% </TD><TD class=ee124><INPUT id=p3B16 class=ee125 tabIndex=-1 readOnly name=p3B16> </TD><TD class=ee124><INPUT id=p3C16 class=ee125 tabIndex=-1 readOnly name=p3C16> </TD><TD class=ee124><INPUT id=p3D16 class=ee125 tabIndex=-1 readOnly name=p3D16> </TD><TD class=ee124><INPUT id=p3E16 class=ee125 tabIndex=-1 readOnly name=p3E16> </TD><TD class=ee124><INPUT id=p3F16 class=ee125 tabIndex=-1 readOnly name=p3F16> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>400% </TD><TD class=ee124><INPUT id=p3B17 class=ee125 tabIndex=-1 readOnly name=p3B17> </TD><TD class=ee124><INPUT id=p3C17 class=ee125 tabIndex=-1 readOnly name=p3C17> </TD><TD class=ee124><INPUT id=p3D17 class=ee125 tabIndex=-1 readOnly name=p3D17> </TD><TD class=ee124><INPUT id=p3E17 class=ee125 tabIndex=-1 readOnly name=p3E17> </TD><TD class=ee124><INPUT id=p3F17 class=ee125 tabIndex=-1 readOnly name=p3F17> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>425% </TD><TD class=ee124><INPUT id=p3B18 class=ee125 tabIndex=-1 readOnly name=p3B18> </TD><TD class=ee124><INPUT id=p3C18 class=ee125 tabIndex=-1 readOnly name=p3C18> </TD><TD class=ee124><INPUT id=p3D18 class=ee125 tabIndex=-1 readOnly name=p3D18> </TD><TD class=ee124><INPUT id=p3E18 class=ee125 tabIndex=-1 readOnly name=p3E18> </TD><TD class=ee124><INPUT id=p3F18 class=ee125 tabIndex=-1 readOnly name=p3F18> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>450% </TD><TD class=ee124><INPUT id=p3B19 class=ee125 tabIndex=-1 readOnly name=p3B19> </TD><TD class=ee124><INPUT id=p3C19 class=ee125 tabIndex=-1 readOnly name=p3C19> </TD><TD class=ee124><INPUT id=p3D19 class=ee125 tabIndex=-1 readOnly name=p3D19> </TD><TD class=ee124><INPUT id=p3E19 class=ee125 tabIndex=-1 readOnly name=p3E19> </TD><TD class=ee124><INPUT id=p3F19 class=ee125 tabIndex=-1 readOnly name=p3F19> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>475% </TD><TD class=ee124><INPUT id=p3B20 class=ee125 tabIndex=-1 readOnly name=p3B20> </TD><TD class=ee124><INPUT id=p3C20 class=ee125 tabIndex=-1 readOnly name=p3C20> </TD><TD class=ee124><INPUT id=p3D20 class=ee125 tabIndex=-1 readOnly name=p3D20> </TD><TD class=ee124><INPUT id=p3E20 class=ee125 tabIndex=-1 readOnly name=p3E20> </TD><TD class=ee124><INPUT id=p3F20 class=ee125 tabIndex=-1 readOnly name=p3F20> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>500% </TD><TD class=ee124><INPUT id=p3B21 class=ee125 tabIndex=-1 readOnly name=p3B21> </TD><TD class=ee124><INPUT id=p3C21 class=ee125 tabIndex=-1 readOnly name=p3C21> </TD><TD class=ee124><INPUT id=p3D21 class=ee125 tabIndex=-1 readOnly name=p3D21> </TD><TD class=ee124><INPUT id=p3E21 class=ee125 tabIndex=-1 readOnly name=p3E21> </TD><TD class=ee124><INPUT id=p3F21 class=ee125 tabIndex=-1 readOnly name=p3F21> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>525% </TD><TD class=ee124><INPUT id=p3B22 class=ee125 tabIndex=-1 readOnly name=p3B22> </TD><TD class=ee124><INPUT id=p3C22 class=ee125 tabIndex=-1 readOnly name=p3C22> </TD><TD class=ee124><INPUT id=p3D22 class=ee125 tabIndex=-1 readOnly name=p3D22> </TD><TD class=ee124><INPUT id=p3E22 class=ee125 tabIndex=-1 readOnly name=p3E22> </TD><TD class=ee124><INPUT id=p3F22 class=ee125 tabIndex=-1 readOnly name=p3F22> </TD><TD class=ee107> </TD><TD class=ee107> </TD></TR><TR style="HEIGHT: 12pt"><TD class=ee107> </TD><TD class=ee126 colSpan=5> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee113 colSpan=2>Subsidy Amounts </TD><TD class=ee126 colSpan=4> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee107> </TD><TD class=ee142>20 </TD><TD class=ee142>30 </TD><TD class=ee142>40 </TD><TD class=ee142>50 </TD><TD class=ee142>60 </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>100% </TD><TD class=ee124><INPUT id=p3B26 class=ee125 tabIndex=-1 readOnly name=p3B26> </TD><TD class=ee124><INPUT id=p3C26 class=ee125 tabIndex=-1 readOnly name=p3C26> </TD><TD class=ee124><INPUT id=p3D26 class=ee125 tabIndex=-1 readOnly name=p3D26> </TD><TD class=ee124><INPUT id=p3E26 class=ee125 tabIndex=-1 readOnly name=p3E26> </TD><TD class=ee124><INPUT id=p3F26 class=ee125 tabIndex=-1 readOnly name=p3F26> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>125% </TD><TD class=ee124><INPUT id=p3B27 class=ee125 tabIndex=-1 readOnly name=p3B27> </TD><TD class=ee124><INPUT id=p3C27 class=ee125 tabIndex=-1 readOnly name=p3C27> </TD><TD class=ee124><INPUT id=p3D27 class=ee125 tabIndex=-1 readOnly name=p3D27> </TD><TD class=ee124><INPUT id=p3E27 class=ee125 tabIndex=-1 readOnly name=p3E27> </TD><TD class=ee124><INPUT id=p3F27 class=ee125 tabIndex=-1 readOnly name=p3F27> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>150% </TD><TD class=ee124><INPUT id=p3B28 class=ee125 tabIndex=-1 readOnly name=p3B28> </TD><TD class=ee124><INPUT id=p3C28 class=ee125 tabIndex=-1 readOnly name=p3C28> </TD><TD class=ee124><INPUT id=p3D28 class=ee125 tabIndex=-1 readOnly name=p3D28> </TD><TD class=ee124><INPUT id=p3E28 class=ee125 tabIndex=-1 readOnly name=p3E28> </TD><TD class=ee124><INPUT id=p3F28 class=ee125 tabIndex=-1 readOnly name=p3F28> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>175% </TD><TD class=ee124><INPUT id=p3B29 class=ee125 tabIndex=-1 readOnly name=p3B29> </TD><TD class=ee124><INPUT id=p3C29 class=ee125 tabIndex=-1 readOnly name=p3C29> </TD><TD class=ee124><INPUT id=p3D29 class=ee125 tabIndex=-1 readOnly name=p3D29> </TD><TD class=ee124><INPUT id=p3E29 class=ee125 tabIndex=-1 readOnly name=p3E29> </TD><TD class=ee124><INPUT id=p3F29 class=ee125 tabIndex=-1 readOnly name=p3F29> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>200% </TD><TD class=ee124><INPUT id=p3B30 class=ee125 tabIndex=-1 readOnly name=p3B30> </TD><TD class=ee124><INPUT id=p3C30 class=ee125 tabIndex=-1 readOnly name=p3C30> </TD><TD class=ee124><INPUT id=p3D30 class=ee125 tabIndex=-1 readOnly name=p3D30> </TD><TD class=ee124><INPUT id=p3E30 class=ee125 tabIndex=-1 readOnly name=p3E30> </TD><TD class=ee124><INPUT id=p3F30 class=ee125 tabIndex=-1 readOnly name=p3F30> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>225% </TD><TD class=ee124><INPUT id=p3B31 class=ee125 tabIndex=-1 readOnly name=p3B31> </TD><TD class=ee124><INPUT id=p3C31 class=ee125 tabIndex=-1 readOnly name=p3C31> </TD><TD class=ee124><INPUT id=p3D31 class=ee125 tabIndex=-1 readOnly name=p3D31> </TD><TD class=ee124><INPUT id=p3E31 class=ee125 tabIndex=-1 readOnly name=p3E31> </TD><TD class=ee124><INPUT id=p3F31 class=ee125 tabIndex=-1 readOnly name=p3F31> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>250% </TD><TD class=ee124><INPUT id=p3B32 class=ee125 tabIndex=-1 readOnly name=p3B32> </TD><TD class=ee124><INPUT id=p3C32 class=ee125 tabIndex=-1 readOnly name=p3C32> </TD><TD class=ee124><INPUT id=p3D32 class=ee125 tabIndex=-1 readOnly name=p3D32> </TD><TD class=ee124><INPUT id=p3E32 class=ee125 tabIndex=-1 readOnly name=p3E32> </TD><TD class=ee124><INPUT id=p3F32 class=ee125 tabIndex=-1 readOnly name=p3F32> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>275% </TD><TD class=ee124><INPUT id=p3B33 class=ee125 tabIndex=-1 readOnly name=p3B33> </TD><TD class=ee124><INPUT id=p3C33 class=ee125 tabIndex=-1 readOnly name=p3C33> </TD><TD class=ee124><INPUT id=p3D33 class=ee125 tabIndex=-1 readOnly name=p3D33> </TD><TD class=ee124><INPUT id=p3E33 class=ee125 tabIndex=-1 readOnly name=p3E33> </TD><TD class=ee124><INPUT id=p3F33 class=ee125 tabIndex=-1 readOnly name=p3F33> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>300% </TD><TD class=ee124><INPUT id=p3B34 class=ee125 tabIndex=-1 readOnly name=p3B34> </TD><TD class=ee124><INPUT id=p3C34 class=ee125 tabIndex=-1 readOnly name=p3C34> </TD><TD class=ee124><INPUT id=p3D34 class=ee125 tabIndex=-1 readOnly name=p3D34> </TD><TD class=ee124><INPUT id=p3E34 class=ee125 tabIndex=-1 readOnly name=p3E34> </TD><TD class=ee124><INPUT id=p3F34 class=ee125 tabIndex=-1 readOnly name=p3F34> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>325% </TD><TD class=ee124><INPUT id=p3B35 class=ee125 tabIndex=-1 readOnly name=p3B35> </TD><TD class=ee124><INPUT id=p3C35 class=ee125 tabIndex=-1 readOnly name=p3C35> </TD><TD class=ee124><INPUT id=p3D35 class=ee125 tabIndex=-1 readOnly name=p3D35> </TD><TD class=ee124><INPUT id=p3E35 class=ee125 tabIndex=-1 readOnly name=p3E35> </TD><TD class=ee124><INPUT id=p3F35 class=ee125 tabIndex=-1 readOnly name=p3F35> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>350% </TD><TD class=ee124><INPUT id=p3B36 class=ee125 tabIndex=-1 readOnly name=p3B36> </TD><TD class=ee124><INPUT id=p3C36 class=ee125 tabIndex=-1 readOnly name=p3C36> </TD><TD class=ee124><INPUT id=p3D36 class=ee125 tabIndex=-1 readOnly name=p3D36> </TD><TD class=ee124><INPUT id=p3E36 class=ee125 tabIndex=-1 readOnly name=p3E36> </TD><TD class=ee124><INPUT id=p3F36 class=ee125 tabIndex=-1 readOnly name=p3F36> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>375% </TD><TD class=ee124><INPUT id=p3B37 class=ee125 tabIndex=-1 readOnly name=p3B37> </TD><TD class=ee124><INPUT id=p3C37 class=ee125 tabIndex=-1 readOnly name=p3C37> </TD><TD class=ee124><INPUT id=p3D37 class=ee125 tabIndex=-1 readOnly name=p3D37> </TD><TD class=ee124><INPUT id=p3E37 class=ee125 tabIndex=-1 readOnly name=p3E37> </TD><TD class=ee124><INPUT id=p3F37 class=ee125 tabIndex=-1 readOnly name=p3F37> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>400% </TD><TD class=ee124><INPUT id=p3B38 class=ee125 tabIndex=-1 readOnly name=p3B38> </TD><TD class=ee124><INPUT id=p3C38 class=ee125 tabIndex=-1 readOnly name=p3C38> </TD><TD class=ee124><INPUT id=p3D38 class=ee125 tabIndex=-1 readOnly name=p3D38> </TD><TD class=ee124><INPUT id=p3E38 class=ee125 tabIndex=-1 readOnly name=p3E38> </TD><TD class=ee124><INPUT id=p3F38 class=ee125 tabIndex=-1 readOnly name=p3F38> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>425% </TD><TD class=ee124><INPUT id=p3B39 class=ee125 tabIndex=-1 readOnly name=p3B39> </TD><TD class=ee124><INPUT id=p3C39 class=ee125 tabIndex=-1 readOnly name=p3C39> </TD><TD class=ee124><INPUT id=p3D39 class=ee125 tabIndex=-1 readOnly name=p3D39> </TD><TD class=ee124><INPUT id=p3E39 class=ee125 tabIndex=-1 readOnly name=p3E39> </TD><TD class=ee124><INPUT id=p3F39 class=ee125 tabIndex=-1 readOnly name=p3F39> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>450% </TD><TD class=ee124><INPUT id=p3B40 class=ee125 tabIndex=-1 readOnly name=p3B40> </TD><TD class=ee124><INPUT id=p3C40 class=ee125 tabIndex=-1 readOnly name=p3C40> </TD><TD class=ee124><INPUT id=p3D40 class=ee125 tabIndex=-1 readOnly name=p3D40> </TD><TD class=ee124><INPUT id=p3E40 class=ee125 tabIndex=-1 readOnly name=p3E40> </TD><TD class=ee124><INPUT id=p3F40 class=ee125 tabIndex=-1 readOnly name=p3F40> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>475% </TD><TD class=ee124><INPUT id=p3B41 class=ee125 tabIndex=-1 readOnly name=p3B41> </TD><TD class=ee124><INPUT id=p3C41 class=ee125 tabIndex=-1 readOnly name=p3C41> </TD><TD class=ee124><INPUT id=p3D41 class=ee125 tabIndex=-1 readOnly name=p3D41> </TD><TD class=ee124><INPUT id=p3E41 class=ee125 tabIndex=-1 readOnly name=p3E41> </TD><TD class=ee124><INPUT id=p3F41 class=ee125 tabIndex=-1 readOnly name=p3F41> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>500% </TD><TD class=ee124><INPUT id=p3B42 class=ee125 tabIndex=-1 readOnly name=p3B42> </TD><TD class=ee124><INPUT id=p3C42 class=ee125 tabIndex=-1 readOnly name=p3C42> </TD><TD class=ee124><INPUT id=p3D42 class=ee125 tabIndex=-1 readOnly name=p3D42> </TD><TD class=ee124><INPUT id=p3E42 class=ee125 tabIndex=-1 readOnly name=p3E42> </TD><TD class=ee124><INPUT id=p3F42 class=ee125 tabIndex=-1 readOnly name=p3F42> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>525% </TD><TD class=ee124><INPUT id=p3B43 class=ee125 tabIndex=-1 readOnly name=p3B43> </TD><TD class=ee124><INPUT id=p3C43 class=ee125 tabIndex=-1 readOnly name=p3C43> </TD><TD class=ee124><INPUT id=p3D43 class=ee125 tabIndex=-1 readOnly name=p3D43> </TD><TD class=ee124><INPUT id=p3E43 class=ee125 tabIndex=-1 readOnly name=p3E43> </TD><TD class=ee124><INPUT id=p3F43 class=ee125 tabIndex=-1 readOnly name=p3F43> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 12pt"><TD class=ee107> </TD><TD class=ee126 colSpan=5> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee113 colSpan=5>Percent of Premium Paid by Person/Family </TD><TD class=ee126> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee107> </TD><TD class=ee142>20 </TD><TD class=ee142>30 </TD><TD class=ee142>40 </TD><TD class=ee142>50 </TD><TD class=ee142>60 </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>100% </TD><TD class=ee124><INPUT id=p3B47 class=ee125 tabIndex=-1 readOnly name=p3B47> </TD><TD class=ee124><INPUT id=p3C47 class=ee125 tabIndex=-1 readOnly name=p3C47> </TD><TD class=ee124><INPUT id=p3D47 class=ee125 tabIndex=-1 readOnly name=p3D47> </TD><TD class=ee124><INPUT id=p3E47 class=ee125 tabIndex=-1 readOnly name=p3E47> </TD><TD class=ee124><INPUT id=p3F47 class=ee125 tabIndex=-1 readOnly name=p3F47> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>125% </TD><TD class=ee124><INPUT id=p3B48 class=ee125 tabIndex=-1 readOnly name=p3B48> </TD><TD class=ee124><INPUT id=p3C48 class=ee125 tabIndex=-1 readOnly name=p3C48> </TD><TD class=ee124><INPUT id=p3D48 class=ee125 tabIndex=-1 readOnly name=p3D48> </TD><TD class=ee124><INPUT id=p3E48 class=ee125 tabIndex=-1 readOnly name=p3E48> </TD><TD class=ee124><INPUT id=p3F48 class=ee125 tabIndex=-1 readOnly name=p3F48> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>150% </TD><TD class=ee124><INPUT id=p3B49 class=ee125 tabIndex=-1 readOnly name=p3B49> </TD><TD class=ee124><INPUT id=p3C49 class=ee125 tabIndex=-1 readOnly name=p3C49> </TD><TD class=ee124><INPUT id=p3D49 class=ee125 tabIndex=-1 readOnly name=p3D49> </TD><TD class=ee124><INPUT id=p3E49 class=ee125 tabIndex=-1 readOnly name=p3E49> </TD><TD class=ee124><INPUT id=p3F49 class=ee125 tabIndex=-1 readOnly name=p3F49> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>175% </TD><TD class=ee124><INPUT id=p3B50 class=ee125 tabIndex=-1 readOnly name=p3B50> </TD><TD class=ee124><INPUT id=p3C50 class=ee125 tabIndex=-1 readOnly name=p3C50> </TD><TD class=ee124><INPUT id=p3D50 class=ee125 tabIndex=-1 readOnly name=p3D50> </TD><TD class=ee124><INPUT id=p3E50 class=ee125 tabIndex=-1 readOnly name=p3E50> </TD><TD class=ee124><INPUT id=p3F50 class=ee125 tabIndex=-1 readOnly name=p3F50> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>200% </TD><TD class=ee124><INPUT id=p3B51 class=ee125 tabIndex=-1 readOnly name=p3B51> </TD><TD class=ee124><INPUT id=p3C51 class=ee125 tabIndex=-1 readOnly name=p3C51> </TD><TD class=ee124><INPUT id=p3D51 class=ee125 tabIndex=-1 readOnly name=p3D51> </TD><TD class=ee124><INPUT id=p3E51 class=ee125 tabIndex=-1 readOnly name=p3E51> </TD><TD class=ee124><INPUT id=p3F51 class=ee125 tabIndex=-1 readOnly name=p3F51> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>225% </TD><TD class=ee124><INPUT id=p3B52 class=ee125 tabIndex=-1 readOnly name=p3B52> </TD><TD class=ee124><INPUT id=p3C52 class=ee125 tabIndex=-1 readOnly name=p3C52> </TD><TD class=ee124><INPUT id=p3D52 class=ee125 tabIndex=-1 readOnly name=p3D52> </TD><TD class=ee124><INPUT id=p3E52 class=ee125 tabIndex=-1 readOnly name=p3E52> </TD><TD class=ee124><INPUT id=p3F52 class=ee125 tabIndex=-1 readOnly name=p3F52> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>250% </TD><TD class=ee124><INPUT id=p3B53 class=ee125 tabIndex=-1 readOnly name=p3B53> </TD><TD class=ee124><INPUT id=p3C53 class=ee125 tabIndex=-1 readOnly name=p3C53> </TD><TD class=ee124><INPUT id=p3D53 class=ee125 tabIndex=-1 readOnly name=p3D53> </TD><TD class=ee124><INPUT id=p3E53 class=ee125 tabIndex=-1 readOnly name=p3E53> </TD><TD class=ee124><INPUT id=p3F53 class=ee125 tabIndex=-1 readOnly name=p3F53> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>275% </TD><TD class=ee124><INPUT id=p3B54 class=ee125 tabIndex=-1 readOnly name=p3B54> </TD><TD class=ee124><INPUT id=p3C54 class=ee125 tabIndex=-1 readOnly name=p3C54> </TD><TD class=ee124><INPUT id=p3D54 class=ee125 tabIndex=-1 readOnly name=p3D54> </TD><TD class=ee124><INPUT id=p3E54 class=ee125 tabIndex=-1 readOnly name=p3E54> </TD><TD class=ee124><INPUT id=p3F54 class=ee125 tabIndex=-1 readOnly name=p3F54> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>300% </TD><TD class=ee124><INPUT id=p3B55 class=ee125 tabIndex=-1 readOnly name=p3B55> </TD><TD class=ee124><INPUT id=p3C55 class=ee125 tabIndex=-1 readOnly name=p3C55> </TD><TD class=ee124><INPUT id=p3D55 class=ee125 tabIndex=-1 readOnly name=p3D55> </TD><TD class=ee124><INPUT id=p3E55 class=ee125 tabIndex=-1 readOnly name=p3E55> </TD><TD class=ee124><INPUT id=p3F55 class=ee125 tabIndex=-1 readOnly name=p3F55> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>325% </TD><TD class=ee124><INPUT id=p3B56 class=ee125 tabIndex=-1 readOnly name=p3B56> </TD><TD class=ee124><INPUT id=p3C56 class=ee125 tabIndex=-1 readOnly name=p3C56> </TD><TD class=ee124><INPUT id=p3D56 class=ee125 tabIndex=-1 readOnly name=p3D56> </TD><TD class=ee124><INPUT id=p3E56 class=ee125 tabIndex=-1 readOnly name=p3E56> </TD><TD class=ee124><INPUT id=p3F56 class=ee125 tabIndex=-1 readOnly name=p3F56> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>350% </TD><TD class=ee124><INPUT id=p3B57 class=ee125 tabIndex=-1 readOnly name=p3B57> </TD><TD class=ee124><INPUT id=p3C57 class=ee125 tabIndex=-1 readOnly name=p3C57> </TD><TD class=ee124><INPUT id=p3D57 class=ee125 tabIndex=-1 readOnly name=p3D57> </TD><TD class=ee124><INPUT id=p3E57 class=ee125 tabIndex=-1 readOnly name=p3E57> </TD><TD class=ee124><INPUT id=p3F57 class=ee125 tabIndex=-1 readOnly name=p3F57> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>375% </TD><TD class=ee124><INPUT id=p3B58 class=ee125 tabIndex=-1 readOnly name=p3B58> </TD><TD class=ee124><INPUT id=p3C58 class=ee125 tabIndex=-1 readOnly name=p3C58> </TD><TD class=ee124><INPUT id=p3D58 class=ee125 tabIndex=-1 readOnly name=p3D58> </TD><TD class=ee124><INPUT id=p3E58 class=ee125 tabIndex=-1 readOnly name=p3E58> </TD><TD class=ee124><INPUT id=p3F58 class=ee125 tabIndex=-1 readOnly name=p3F58> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>400% </TD><TD class=ee124><INPUT id=p3B59 class=ee125 tabIndex=-1 readOnly name=p3B59> </TD><TD class=ee124><INPUT id=p3C59 class=ee125 tabIndex=-1 readOnly name=p3C59> </TD><TD class=ee124><INPUT id=p3D59 class=ee125 tabIndex=-1 readOnly name=p3D59> </TD><TD class=ee124><INPUT id=p3E59 class=ee125 tabIndex=-1 readOnly name=p3E59> </TD><TD class=ee124><INPUT id=p3F59 class=ee125 tabIndex=-1 readOnly name=p3F59> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>425% </TD><TD class=ee124><INPUT id=p3B60 class=ee125 tabIndex=-1 readOnly name=p3B60> </TD><TD class=ee124><INPUT id=p3C60 class=ee125 tabIndex=-1 readOnly name=p3C60> </TD><TD class=ee124><INPUT id=p3D60 class=ee125 tabIndex=-1 readOnly name=p3D60> </TD><TD class=ee124><INPUT id=p3E60 class=ee125 tabIndex=-1 readOnly name=p3E60> </TD><TD class=ee124><INPUT id=p3F60 class=ee125 tabIndex=-1 readOnly name=p3F60> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>450% </TD><TD class=ee124><INPUT id=p3B61 class=ee125 tabIndex=-1 readOnly name=p3B61> </TD><TD class=ee124><INPUT id=p3C61 class=ee125 tabIndex=-1 readOnly name=p3C61> </TD><TD class=ee124><INPUT id=p3D61 class=ee125 tabIndex=-1 readOnly name=p3D61> </TD><TD class=ee124><INPUT id=p3E61 class=ee125 tabIndex=-1 readOnly name=p3E61> </TD><TD class=ee124><INPUT id=p3F61 class=ee125 tabIndex=-1 readOnly name=p3F61> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>475% </TD><TD class=ee124><INPUT id=p3B62 class=ee125 tabIndex=-1 readOnly name=p3B62> </TD><TD class=ee124><INPUT id=p3C62 class=ee125 tabIndex=-1 readOnly name=p3C62> </TD><TD class=ee124><INPUT id=p3D62 class=ee125 tabIndex=-1 readOnly name=p3D62> </TD><TD class=ee124><INPUT id=p3E62 class=ee125 tabIndex=-1 readOnly name=p3E62> </TD><TD class=ee124><INPUT id=p3F62 class=ee125 tabIndex=-1 readOnly name=p3F62> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>500% </TD><TD class=ee124><INPUT id=p3B63 class=ee125 tabIndex=-1 readOnly name=p3B63> </TD><TD class=ee124><INPUT id=p3C63 class=ee125 tabIndex=-1 readOnly name=p3C63> </TD><TD class=ee124><INPUT id=p3D63 class=ee125 tabIndex=-1 readOnly name=p3D63> </TD><TD class=ee124><INPUT id=p3E63 class=ee125 tabIndex=-1 readOnly name=p3E63> </TD><TD class=ee124><INPUT id=p3F63 class=ee125 tabIndex=-1 readOnly name=p3F63> </TD><TD class=ee107 colSpan=2> </TD></TR><TR style="HEIGHT: 13pt"><TD class=ee142>525% </TD><TD class=ee124><INPUT id=p3B64 class=ee125 tabIndex=-1 readOnly name=p3B64> </TD><TD class=ee124><INPUT id=p3C64 class=ee125 tabIndex=-1 readOnly name=p3C64> </TD><TD class=ee124><INPUT id=p3D64 class=ee125 tabIndex=-1 readOnly name=p3D64> </TD><TD class=ee124><INPUT id=p3E64 class=ee125 tabIndex=-1 readOnly name=p3E64> </TD><TD class=ee124><INPUT id=p3F64 class=ee125 tabIndex=-1 readOnly name=p3F64> </TD><TD class=ee107 colSpan=2> </TD></TR></TBODY></TABLE>

Advanced settings: Click here to view or change policy parameters

<TABLE id=policyParamsTable><TBODY><TR><TD>Policy Parameters </TD></TR><TR><TD>Allowed premium variation by age: </TD><TD><INPUT onblur="checkPremiumVariation(this);this.value=eed isplayFloat(eeparseFloat(this.value));recalc_oncli ck('Allowed_age')" id=Allowed_age class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum amount that premiums can vary by age, representing the ratio of a premium for a 64 year old to that of a 19 year old.');" onmouseout=tooltipexit(); value=2 name=Allowed_age> to 1 </TD></TR><TR><TD></TD></TR><TR class=baucusonly><TD>Medicaid eligibility below: </TD><TD class=ee126>133 % of poverty </TD></TR><TR class=senateonly><TD>For income at: </TD><TD id=IncomeAtParameter class=ee126 onmouseover="tooltip('This sets the percentage of poverty where income-related subsidies begin. Everyone below this income is assumed to be eligible for Medicaid.');" onmouseout=tooltipexit();>150 % of poverty </TD></TR><TR class=senateonly><TD>Maximum family payment of: </TD><TD><INPUT onblur="checkForPositiveNumber(this);this.value=ee displayFloatND(eeparseFloat(this.value),1);recalc_ onclick('Subsidy_lower_bound')" id=Subsidy_lower_bound class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at the lower threshold for income-related premium subsidies.');" onmouseout=tooltipexit(); value=1.0 name=Subsidy_lower_bound> % of income </TD></TR><TR class=senateonly><TD>Subsidies phase out at: </TD><TD><INPUT onblur="this.value=eedisplayFloat(eeparseFloat(thi s.value));recalc_onclick('Income_eligibility_top') " id=Income_eligibility_top class=ee128 onmouseover="tooltip('This sets the upper threshold where income-related premium subsidies end.');" onmouseout=tooltipexit(); value=400 name=Income_eligibility_top> % of poverty </TD></TR><TR class=senateonly><TD>Maximum family payment of: </TD><TD><INPUT onblur="checkForPositiveNumber(this);this.value=ee displayFloatND(eeparseFloat(this.value),1);recalc_ onclick('Subsidy_upper_bound')" id=Subsidy_upper_bound class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at the upper threshold for income-related premium subsidies.');" onmouseout=tooltipexit(); value=10.0 name=Subsidy_upper_bound> % of income </TD></TR><TR class=baucusonly><TD>Extra subsidies for income up to: </TD><TD><INPUT onblur="checkForPositiveNumber(this);this.value=ee displayFloatND(eeparseFloat(this.value),1);recalc_ onclick('p2D11')" id=p2D11 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the upper threshold where additional premium subsidies are provided. This amount should be higher than the income at which subsidies phase out.');" onmouseout=tooltipexit(); value=10.0 name=p2D11> % of income </TD></TR><TR class=baucusonly><TD>Maximum family payment of: </TD><TD><INPUT onblur="checkForPositiveNumber(this);this.value=ee displayFloatND(eeparseFloat(this.value),1);recalc_ onclick('p2D11')" id=p2D12 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at the upper threshold for additional premium subsidies.');" onmouseout=tooltipexit(); value=10.0 name=p2D12> % of income </TD></TR><TR class=houseonly><TD>Maximum income (% of poverty) for subsidies: </TD><TD><SELECT style="WIDTH: 80px" id=Select1 class=ee146 tabIndex=8 onchange="recalc_onclick('Income_eligibility_upper ')" size=1 name=Income_eligibility_upper> <OPTION value=150%>150%</OPTION> <OPTION value=200%>200%</OPTION> <OPTION value=250%>250%</OPTION> <OPTION value=300%>300%</OPTION> <OPTION value=350%>350%</OPTION> <OPTION selected value=400%>400%</OPTION> <OPTION value=450%>450%</OPTION> <OPTION value=500%>500%</OPTION></SELECT> </TD></TR><TR class=houseonly><TD>At income of… </TD><TD>Maximum Family Payment of… </TD></TR><TR class=houseonly><TD>133% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C8')" id=p2C8 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); value=1.5 name=p2C8> % of income </TD></TR><TR class=houseonly><TD>150% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C9')" id=p2C9 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); value=3.0 name=p2C9> % of income </TD></TR><TR class=houseonly><TD>200% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C10')" id=p2C10 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); value=5.5 name=p2C10> % of income </TD></TR><TR class=houseonly><TD>250% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C11')" id=p2C11 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); value=8.0 name=p2C11> % of income </TD></TR><TR class=houseonly><TD>300% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C12')" id=p2C12 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); value=10.0 name=p2C12> % of income </TD></TR><TR class=houseonly><TD>350% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C13')" id=p2C13 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); value=11.0 name=p2C13> % of income </TD></TR><TR class=houseonly><TD>400% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C14')" id=p2C14 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); value=12.0 name=p2C14> % of income </TD></TR><TR class=houseonly><TD>450% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C15')" id=p2C15 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); name=p2C15> % of income </TD></TR><TR class=houseonly><TD>500% of poverty </TD><TD><INPUT onblur="checkForPositiveFloat(this);this.value=eed isplayFloatND(eeparseFloat(this.value),1);recalc_o nclick('p2C16')" id=p2C16 class=ee131 onfocus=saveValue(this) onmouseover="tooltip('This sets the maximum percent of income that families would be required to pay at this income level.');" onmouseout=tooltipexit(); name=p2C16> % of income </TD></TR><TR><TD></TD></TR><TR><TD colSpan=2></TD></TR><TR><TD></TD></TR><TR><TD colSpan=2>Click here for a list of frequently asked questions about the calculator </TD></TR></TBODY></TABLE>

For more information: A side-by-side comparison of Congressional health reform proposals and a brief explaining how subsidies work are available

Click here for a list of frequently asked questions about the calculator

Explanations

Source: Kaiser Family Foundation calculations.