Getting a credit card and applying for a home loan would be different. Unless the home was purchased with cash the individual would have to have a credit check and that would require a SS card.
A credit card is the banks problem, If the bank is dumb enough to give some a card without a SS Card, I could care less, A secured card is different. You put in $400 in an account and then you get a card with a $400 limit. Id say let that banks do it and then after a year the INS cease the bank records of all that have accounts without a SS Number and pay those, a house call. First freeze there account.
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