Hard labor and no return..

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Friend of my daughters worked a whole bunch of overtime got a $600 check deposited in the bank. Feelin' pretty good when she finds out that she is overdrawn. Someone stole the numbers off her debit card and ordered up merchandise on the net. She has never used the net for purchasing items so the numbers were not taken from a website. But seems there is no way to find out who did what as the company that allowed the charges to go through say they are a clearing house for merchandise and they had no way to find out who the culprit was. They argued with her about retuning the money to the bank account and finally relented and returned half of it.

So she goes out and works her fanny off and someone steals it just because they can. And she is left wondering how she is goin' to make it to the next check. Not to mention the $125 in overdrawn charges. Debit cards have no stop loss on them like a credit card has. It processes right out of your account. And on the net they aren't even sending back up paper work with a signature because they don't have one. The account is debited and you are out luck and money. Scares the heck out of those of us that live pay check to pay check.

I don't have any idea how we can prevent this kinda of thing from happening. Heck our info along with our signatures are left with every person we do business with. Course the day is fast approaching when someone will come up with the implantation of all information on our forheads or hands (to protect our privacy of course). Looks like we have used all of this technology to paint ourselves right into a corner...